Indian River Homes under $400,000

Indian River Homes under $400,000

Welcome to Indian River, Florida—an enchanting coastal paradise that perfectly blends vibrant community living with the serene beauty of nature. Nestled along the picturesque Treasure Coast, Indian River County boasts stunning beaches, lush landscapes, and a rich cultural tapestry that makes it a delightful place to call home.

For those seeking affordable housing options, Indian River offers an impressive selection of homes under $400,000. This inviting price range opens the door to a variety of charming neighborhoods, each with its own unique character. Whether you’re looking for a cozy single-family home, a quaint townhouse, or a spacious condo, you’ll find a wealth of choices to suit your lifestyle and budget.

Imagine waking up to the gentle sound of waves lapping at the shore and enjoying morning walks along the pristine beaches. Indian River is not just about beautiful homes; it’s also about the vibrant community life. Residents enjoy a plethora of outdoor activities, from kayaking in the Indian River Lagoon to exploring the scenic trails of local parks. The area is also home to an array of dining, shopping, and entertainment options that cater to all tastes.

With its warm climate, friendly neighbors, and a strong sense of community, Indian River is an ideal place for families, retirees, and anyone looking to embrace the Florida lifestyle. Discover the charm of this incredible region and explore the wonderful homes available for under $400,000. Your dream home in Indian River awaits!

Newest Indian River Homes under $400,000

99 Springlake Drive Unit 101, Vero Beach
$149,900
2 Beds ⋅ 2 Baths ⋅ 1089232 MLS
Meticulous 1st-floor, end-unit "Plan B" condo available in the active 55+ community of Vista Royale! This desirable 2-bed, 2-bath residence features a '21 roof, '19 Trane A/C, tile & Pergo flooring, glass-enclosed FL room, marble vanities, & preserve views. HOA includes water, sewer, trash, cable, ext. maintenance + master insurance = carefree living. Enjoy resort-style amenities- 27-hole golf course, on-site restaurant, 4 clubhouses, heated pools, fitness centers, pickleball & an abundance of social activities. All this is just mins from Vero's beautiful beaches, shopping, dining, & medical.

99 Springlake Drive Unit 101, Vero Beach
200 Grand Royale Circle Unit 104, Vero Beach
$229,000
2 Beds ⋅ 2 Baths ⋅ 1089228 MLS
One of the best lake+fountain views in Grande Royale! This meticulously maintained, lightly lived-in first-floor 2-bed, 2-ba condo offers a beautiful waterfront setting & the convenience of a one-car garage. Relax on the spacious lanai w/no-see-um screening, where the lake & fountain provide the perfect backdrop for morning coffee or a quiet evening. Enjoy tile & wood laminate flooring throughout, along with impact windows. A freshly painted exterior adds to the appeal, & furnishings are negotiable! Pet-friendly w/no age restrictions, Grande Royale is conveniently located near all things Vero.

200 Grand Royale Circle Unit 104, Vero Beach
758 Ridge Club Drive Unit 62, Melbourne
$150,000
2 Beds ⋅ 2 Baths ⋅ 1089120 MLS
coming soon!! Maintenance fee of 180 per month.

758 Ridge Club Drive Unit 62, Melbourne
1170 6th Avenue, Vero Beach
$200,000
2 Beds ⋅ 3 Baths ⋅ 1089177 MLS
This Beach Villa Awaits You! Where Coastal and Comfort come together! This bright and inviting 2-bed, 2.5-bath townhome in the Tropic Villas featuring a spacious open floor plan filled w natural light, inviting Den & Kitchen w granite countertops, wood cabinetry, indoor laundry off the downstairs half bath. Both bedrooms are generously sized, each w private balcony & bath . Enjoy the fenced in private courtyard perfect for entertaining, barbeques, & beach, as well as 2 balconies for sunrise-sunset views. Steps away from the community pool, & close to the wonderful South Beach, shopping , dining, & everyday conveniences. Furnishings negotiable. This Tropic Villa townhome is a wonderful option for a full-time residence, seasonal escape, or investment property.

1170 6th Avenue, Vero Beach
7558 15th Lane, Vero Beach
$305,000
2 Beds ⋅ 2 Baths ⋅ 1088990 MLS
PRICED TO SELL! Welcome to this charming and well-maintained villa located in the desirable Point West community. This 2-bedroom, 2-bath home offers a wonderful floorplan with a flexible bonus room under air that could serve as a home office, hobby room, or additional living space. The seller has meticulously maintained this home and added desirable upgrades like plantation shutters and luxury vinyl floors. Enjoy relaxing mornings or evenings on the covered front porch! HOA fees inc. lawn and sprinkler maintenance, exterior painting and roof replacement. A new roof was installed in 2024, A/C in 2023, and a whole-home generator for added peace of mind. Spend your free time enjoying the community pool, playground, and trail, or explore the optional golf course membership. The property is conveniently located near shopping, dining, and major commuting routes including I-95 making everyday travel simple and efficient.

7558 15th Lane, Vero Beach
433 N Tangerine Square SW, Vero Beach
$355,000
3 Beds ⋅ 2 Baths ⋅ 1088908 MLS
Charming 3-bed, 2-bath Villa in highly sought after Citrus Springs Village. Featuring abundant natural light, 10-ft ceilings, and Unique Architectural Recesses. The Kitchen Boasts Granite Counters, Kitchen Island New Appliances, Complementing Tile Flooring throughout the Main Living Areas & New AC. Relax on the Tiled Screened Patio withTranquil Garden Views, and Enjoy Peace of Mind with Complete Accordion Shutters. Steps to the Clubhouse, Heated Pool, and Fitness Room, with Full Access to the Master Clubhouse: Includes Heated Pool, Tennis & Pickleball Courts. Citrus Springs Village is Waiting for You to Come Home! A One Time Capital Contribution of: $500.00 Paid at Closing fee includes Replacement of Roof & Exterior Painting on Villa Every 10-Years.

433 N Tangerine Square SW, Vero Beach
753 Tulip Drive, Sebastian
$297,700
3 Beds ⋅ 2 Baths ⋅ 1088897 MLS
Welcome to your Florida retreat! This inviting 3-bedroom, 2-bath home features a desirable split floor plan, vinyl plank flooring, and a cozy fireplace that adds warmth and charm. The kitchen features stainless steel appliances and flows into the comfortable living area. Step outside to the screened porch and your own backyard oasis, perfect for relaxing, entertaining, or enjoying your morning coffee. Conveniently located near shopping, dining, fishing, and all that Sebastian has to offer. Come see this charming home and enjoy the Florida lifestyle!

753 Tulip Drive, Sebastian
34 Vista Gardens Trail Unit 105, Vero Beach
$119,300
1 Beds ⋅ 2 Baths ⋅ 1088892 MLS
A stunning kitchen remodel + beautiful lake & golf course views set this 1/1.5 Vista Gardens condo. Quartz countertops, custom Shaker cabinetry & new stainless appliances create a kitchen you'll love coming home to. Warm laminate flooring, bright living areas & lush tropical landscaping. Spend your afternoons by the heated pool, unwind in the hot tub, or meet friends for tennis, shuffleboard, or billiards. Convenient access to Vero's BEST beaches, shopping, dining & entertainment. Beautiful finishes & relaxing views make this an ideal year-round residence or Florida getaway.

34 Vista Gardens Trail Unit 105, Vero Beach
104 Royal Oak Drive Unit 101, Vero Beach
$139,000
2 Beds ⋅ 2 Baths ⋅ 1088885 MLS
Enjoy easy 1st floor living in this popular "B" floor plan, ideally located toward the rear of Vista Royale for peace & quiet directly across from the Royal Oak Clubhouse. Features include updated wood-look tile, impact windows, '23 Trane A/C, '20 water heater & an enclosed patio perfect for relaxing. Active 55+ community offers a vibrant FL lifestyle w/ a 27-hole golf course, 4 clubhouses, heated pools, fitness centers, tennis, pickleball, an on-site restaurant & endless social activities. Spend your days by the pool, on the course, or connecting with neighbors—there's something for everyone!

104 Royal Oak Drive Unit 101, Vero Beach
241 12th Street SW, Vero Beach
$259,000
3 Beds ⋅ 2 Baths ⋅ 1088797 MLS
Welcome home to this open & airy split floorplan 3 bedroom, 2 bathroom, 1 car garage. Tile flooring throughout w/ fresh interior/exterior paint. The kitchen has stainless appliances and the soaring vaulted ceilings enhance the natural lighting. Enjoy a walk-in closet in the primary BR along w/ an en-suite bathroom. With a 2026 roof and a 2022 re-pipe along with sturdy CBS construction your mind will be at ease. Located on the high & dry ridge, too! New ceiling fans and lighting fixtures are the cherry on top. No homeowner's association, close proximity to beaches.

241 12th Street SW, Vero Beach
107 Elena Drive, Sebastian
$330,000
3 Beds ⋅ 2 Baths ⋅ 1088678 MLS
Imagine starting the morning with coffee overlooking the lake and ending the day unwinding on the screened lanai as the Florida evening settles in. Located in gated Sebastian River Landing, this welcoming home offers a comfortable, easy-living layout and the opportunity to move right in while making thoughtful updates at your own pace. A brand-new A/C provides an important recent improvement and added peace of mind. Beyond the home, residents can enjoy the community pool, clubhouse, tennis, pickleball and basketball, creating plenty of ways to stay active or simply relax close to home. Shopping and everyday conveniences are nearby, while the Indian River Lagoon, riverfront parks, public boat access, Atlantic beaches and Sebastian Inlet put boating, fishing and days by the water within easy reach.

107 Elena Drive, Sebastian
156 Morgan Circle, Sebastian
$385,000
3 Beds ⋅ 2 Baths ⋅ 1088663 MLS
Welcome to 156 Morgan Circle in Sebastian, where comfort, community, and Florida living come together beautifully. This spacious 3-bedroom, 2-bathroom home offers over 1,800 square feet of living space and is tucked away with a serene backyard, creating a peaceful setting to relax and enjoy the outdoors. The home has been thoughtfully updated with major improvements already completed, including a new roof in 2026, fresh exterior paint in 2026, new HVAC in 2025, an upgraded primary bathroom in 2025, an updated kitchen in 2024, and updated flooring in 2023. Residents enjoy access to a community clubhouse, swimming pool, tennis courts, and basketball court, all supported by a small HOA. Whether you're relaxing at home, enjoying the community amenities, or taking advantage of everything Sebastian has to offer, this property provides an inviting opportunity to live the Florida lifestyle! Pool table and golf cart to convey

156 Morgan Circle, Sebastian
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